Minijob and Midijob Calculator Germany 2026
A gross salary of 1,000 € a month falls in the midijob zone and leaves about €876.38 net in 2026. Up to 603 € you are in a minijob, above 2,000 € a regular job.
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How it works
Enter your gross monthly salary. The calculator sees which zone it is in. In a minijob you pay only the pension contribution. In a midijob, your health, care, pension and unemployment shares are calculated on a reduced amount. Above 2,000 € the salary is treated as regular.
Income tax and solidarity surcharge come from the official 2026 payroll tax algorithm of the Federal Ministry of Finance.
Formula and worked example
Midijob contribution base = 2,000 ÷ (2,000 − 603) × (gross − 603). Each contribution = base × your share of the rate.
For 1,000 € a month:
- Contribution base: €568.36
- Social insurance in total: €123.62
- Net salary: €876.38
Frequently asked questions
What is the minijob limit in 2026?
603 € per month on average. Up to that, you work in a minijob. You keep almost all of it, because the employer pays flat-rate contributions and tax, and you pay only 3.6 % pension insurance unless you ask to be exempt.
What is a midijob?
A job with a salary from 603.01 € to 2,000 € a month, the transition zone. You pay social insurance, but on a reduced amount that rises from nothing at 603 € to the full salary at 2,000 €, so your contributions rise gradually.
Do I pay income tax in a minijob?
Not as the employee when the employer pays the flat-rate tax. In a midijob, income tax is calculated as for a regular salary and is often small at these salaries.
Why does pay jump at 603 €?
Above the minijob limit, you start paying health, care and unemployment insurance, but on a very small reduced base at first. The calculator shows how net pay changes along the way in the chart.
Can I be exempt from pension insurance in a minijob?
Yes, on request. You then pay no pension contribution, but you earn fewer pension rights. Tick the box to see the difference.
Does a minijob next to my main job count?
It follows different rules, and this calculator does not cover it. It treats the salary you enter as your only job.
Sources and methodology
- Minijob-Zentrale — Minijob mit Verdienstgrenze (603 € in 2026) (accessed 2026-10-21)
- DRV Pressemitteilung 23.02.2026 — Verdienstgrenzen für Minijob und Midijob steigen (accessed 2026-10-21)
- § 20 SGB IV — Beitragspflichtige Einnahmen im Übergangsbereich (accessed 2026-10-21)
- DRV Zahlen und Tabellen 2026 (Faktor F, Beitragssätze, Minijob-Rentenbeitrag) (accessed 2026-10-21)
- SVBezGrV 2026 — Sozialversicherungs-Rechengrößenverordnung (Beitragsbemessungsgrenzen) (accessed 2026-10-21)
- BMF Programmablaufplan für den Lohnsteuerabzug 2026 (Lohnsteuer2026.xml) (accessed 2026-10-21)
Last updated 2026-10-21. Calculator version 1.0.0.Read how we calculate for our verification process.
Results are estimates for information only and are not financial, tax or legal advice.